PurePay
Free statement-based comparison

Stop overpaying
for your card
machine.

We compare suitable UK provider options on your behalf and explain the rate, service and contract differences. Free, fast, and transparent.

✓ Free review✓ No obligation✓ Reply within one working day✓ Suitable options compared
Get My Free Quote07957 803407

Free

Broker service

Range

Provider options compared

Tailored

rates for your business

24 hrs

Quote turnaround

All major cards accepted
VISA
mastercard
maestro
AMEX
DISCOVER
JCB
GooglePay
Pay
Contactless

How it works

0101

Tell us about your business

One quick form or call — your monthly volume, terminal type, and current provider.

0202

We compare suitable options

We review relevant providers on your behalf and explain the rates, service and contract terms.

0303

You choose & we handle the rest

Pick the deal you like. We manage setup, paperwork, and switching — for free.

Start now — it's free

Terminals from leading providers

We compare suitable options from UK payment providers, including Teya, SumUp and Shift4, looking at hardware, rates, fixed charges and terms.

Teya Pro card machine terminal
Teya

Teya Pro

A sleek all-in-one terminal with a built-in receipt printer, 4G & WiFi connectivity, and competitive transaction rates. Perfect for retail and hospitality businesses wanting reliability without the fuss.

SumUp Terminal all-in-one card machine with receipt printer
SumUp

SumUp Terminal

A powerful all-in-one handheld with a built-in receipt printer, intuitive touchscreen, and no monthly fees. Accept contactless, chip & PIN, and mobile payments — ideal for small businesses wanting simplicity.

Shift4 SkyTab Solo card terminal in use
Shift4

SkyTab Solo

Shift4's portable SkyTab Solo combines contactless, chip & PIN, and digital receipts in a lightweight handheld device. Ideal for table service, events, and businesses on the move.

These are examples from our panel. We'll recommend the right provider and terminal for your specific business — not just our highest-margin option.

Which type suits your business?

Every business is different. We'll match you to the right terminal — or a mix — based on how you actually operate.

Portable / Wireless

Perfect for table service, market stalls, and businesses that take payment on the move. Connects via 4G or WiFi with a full-shift battery life.

Best for: Restaurants, cafés, market traders, mobile services

Countertop

The workhorse of retail and hospitality. Sits at the till point, connects via ethernet or WiFi, and is built for high-volume throughput.

Best for: Retail shops, salons, takeaways, reception desks

Integrated / EPOS-Linked

Connects directly to your till system so payments reconcile automatically. Reduces errors and speeds up end-of-day reporting.

Best for: Retail chains, busy restaurants, multi-terminal sites

Why PurePay beats going direct

One call. The whole market.

Get a quote now

Lower transaction rates

We review the rates, fixed charges and contract terms that apply to your business before you decide.

No long lock-ins

We find contracts with fair exit terms. No 5-year tie-ins, no nasty exit fees buried in small print.

Fast setup

Most merchants are up and running within 3–5 working days of approval.

Whole of market

We compare suitable provider options across rates, service and contract terms so you can make a clear decision.

One call, multiple quotes

Instead of ringing five providers yourself, tell us once and we do the legwork.

Completely free to you

Our service costs you nothing. We're paid by the provider when you switch.

Free · No obligation · Reply within 24 hrs

Get your free quote today

Tell us about your business. We'll compare suitable provider options and come back with a clear recommendation — usually within one working day.

Upload your merchant statement

Sharing a recent statement helps us prepare a more accurate comparison. PDF, JPG, or PNG — max 10MB.

By submitting, you agree to our Terms & Conditions and Privacy Policy. Your information may be shared with lenders and partners to process your enquiry.

Card Machine FAQs

How much does a card machine cost for a small business in the UK?
Card machine costs vary by provider, card type, transaction count and contract terms. A full comparison should include transaction rates, authorisation fees, terminal rental and any fixed monthly charges. PurePay reviews these costs against suitable provider options for your business.
What is the cheapest card machine for UK businesses?
The cheapest option depends on your monthly turnover. Low-volume businesses often save most with a pay-as-you-go terminal (no monthly fee, slightly higher per-transaction rate). High-volume businesses save more with a fixed monthly fee and a lower rate. PurePay calculates both scenarios to identify your cheapest option.
Do I need a merchant account to take card payments?
Most card machines require a merchant account — a type of business account that processes card transactions before funds settle into your bank. Some modern providers bundle the merchant account with the terminal. PurePay advises on the right setup for your business type and volume.
How long does it take to set up a card machine?
Most PurePay customers are set up and taking payments within 3–5 working days of approval. For larger EPOS or integrated installations, allow 5–10 working days. We manage the whole process so there's minimal disruption to your business.
Can I switch card machine providers without losing money?
Yes, in most cases. PurePay checks your current contract for exit fees and renewal dates before recommending any switch. We only recommend moving if the long-term savings clearly outweigh any exit costs — and we'll give you a clear breakdown before you decide.
How do I compare card machine rates in the UK?
Comparing card machine rates is complex — providers quote different structures (blended rates, interchange-plus and flat monthly fees) that are hard to compare directly. PurePay helps compare the total cost for your specific volume and business type, free of charge.

Also looking for…

EPOS SystemsBusiness FundingBusiness Bank Accounts