High-value card transactions
Repair bills, deposits and vehicle-related purchases can make small rate differences more noticeable than they are for low-ticket businesses.
Taking high-value card payments? A small difference in processing cost can become more noticeable when customers are paying for repairs, tyres, servicing or vehicles.
Built for automotive businesses including
Why transaction value matters
A difference of 0.2% equals £1.80 on a £900 card transaction. Multiply that across servicing, repairs, tyres and deposits, and it becomes worth reviewing the complete statement—not only the advertised rate.
Example transaction
£900
Repair bill paid by card
0.2% of £900
£1.80
Difference on one transaction
What we review
Repair bills, deposits and vehicle-related purchases can make small rate differences more noticeable than they are for low-ticket businesses.
The total cost depends on the cards your customers actually use. We review the card mix shown on your statement rather than relying on one headline rate.
Your terminal setup should work for reception, the workshop, vehicle collection and any additional payment points without unnecessary rental costs.
Mobile mechanics, valeters and recovery businesses may need portable terminals or payment links that fit work carried out away from fixed premises.
Automotive merchant example
£45,000
Monthly card turnover
£369
Previous monthly cost
Statement
Reviewed like for like
£292
New monthly cost
£924
Potential annual saving
Based on one merchant’s circumstances. Savings are not guaranteed and depend on card mix, turnover, existing pricing, contract and provider.
How PurePay helps
We compare suitable options from our provider panel and explain rates, authorisation charges, terminal rental, fixed fees and contract terms in plain English.
Upload a recent merchant statement for a free, no-obligation comparison.
Upload a Statement